How Freedom Debt Relief works

End your debt stress with a proven, affordable debt relief
program. Our consultants will guide you through every step.

4.6/5

Excellent •

Proven results over the years

$20 billion+
in debt resolved
1 million+
clients served
22 years
as a trusted leader

1 million+

clients served

22 years

as a trusted leader

$20 billion+

in debt resolved

HOW IT WORKS

5 simple steps to debt relief

Freedom Debt Relief’s program is not a loan and does not charge signup fees. We talk to your creditors about settling your debts for less than you owe in as little as 24-48 months.* You don’t owe us a thing until we negotiate an acceptable settlement.

Find out which debts apply

STEP 1

Start with a free debt evaluation

We’ll discuss your debt, goals, and options. We’ll come up with a debt relief plan that works with your income and expenses.

STEP 2

Make one low monthly deposit

Instead of struggling to make payments to your creditors, you can potentially free up more cash by choosing to set aside those funds in a dedicated account used to fund settlements.

STEP 3

Approve your settlement offers

Our expert team negotiates with your creditors on your behalf. You’ll get notified online and on your phone when new settlement offers come in.

STEP 4

Pay off your enrolled debt

Once you have authorized a settlement, payments will be made directly from your dedicated account to the creditor.

STEP 5

Focus on your life again

When you successfully complete the debt relief program, you’ll be free of the debts you enrolled so you can move forward with your life.

Start with a free debt evaluation

We’ll discuss your debt, goals, and options. We’ll come up with a debt relief plan that works with your income and expenses.

Make one low monthly deposit

Instead of struggling to make payments to your creditors, you can potentially free up more cash by choosing to set aside those funds in a dedicated account used to fund settlements.